June is National Homeownership Month
National Homeownership Week was established in 1995 and expanded to National Homeownership Month in 2002. The month-long celebration reinforces the belief that owning a home is a critical step towards […]
First-time Homebuyer Mortgage Program Launches for 2022 – Offers Up To $10,000 in Grants
As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time homebuyers. The Homebuyer Dream ProgramTM […]
New Conforming Loan Limits for 2022
The Federal Housing Finance Agency (FHFA) has announced new maximum conforming loan limits for 2022. Conforming Loan Limits for 2022 In Central and Western New York: The maximum conforming FHFA […]
Homebuyers with Student Loan Debt Get FHA Relief
We’ve all heard it – younger generations aren’t spending like generations before, but it doesn’t take long to understand why. With the rising cost of tuition and subsequent increase in […]
Expertise.com Names GRB Top Rochester Refinance Mortgage Provider
Genesee Regional Bank is pleased to announce it has been recognized by professional services review website Expertise.com as one of the Top Refinance Mortgage companies in Rochester, NY. Expertise.com scored […]
First-time Homebuyer Mortgage Program Offers Up To $10,000 in Grants
As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time homebuyers. The Homebuyer Dream ProgramTM […]
Refinancing was Hot in 2020, is There Still Opportunity in 2021?
Since late 2018, mortgage rates have been trending down across the board. If you have an existing home mortgage, lower rates can still spell opportunity. Mortgage refinancing can offer homeowners […]
New Conforming, FHA Loan Limits for 2021
The Federal Housing Finance Agency (FHFA) and Federal Housing Administration (FHA) have announced new maximum conforming loan limits and FHA loan limits for 2021. Conforming Loan Limits for 2021 In […]
Your Home Loan Details are Public Record and Scammers Know How to Use Them
Almost from the minute you close on your new home or home equity line of credit (HELOC), you receive a multitude of offers for dozens of home-related services. It’s all […]
WSJ Notes Lowest Mortgage Rates in Three Years: Is it Time to Refinance?
The Wall Street Journal recently noted that a window has opened for homeowners who may wish to refinance higher-rate home mortgage loans. This follows an unexpected dip to below 4 […]